Effective January 1, 2009, any home being insured with Citizens with a value greater than $750,000 located in the “wind-borne debris region” must have opening protection (such as storm shutters or impact resistant windows and doors) that complies with the Florida Building Code. The wind-borne debris region consists of an area where the maximum wind speeds during a hurricane could exceed 120 mph. This includes most of the coastal counties like Collier, Lee, Sarasota, Monroe, Dade, Broward, Palm Beach, etc.
Are you prepared for the changes in homeowners insurance? Here is how the new Florida law describes your options:
Effective January 1, 2009, any home being insured with Citizens with a value greater than $750,000 located in the “wind-borne debris region” must have opening protection (such as storm shutters or impact resistant windows and doors) that complies with the Florida Building Code. The wind-borne debris region consists of an area where the maximum wind speeds during a hurricane could exceed 120 mph. This includes most of the coastal counties like Collier, Lee, Sarasota, Monroe, Dade, Broward, Palm Beach, etc.
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Remodeling your home will present inconveniences. In order to “construct” there generally has to be a “deconstruction” process. The debris left behind can create problems if it isn’t cleaned up right away.
OSHA sets forth standards of cleanliness while workers are on the site. A competent construction company in compliance with state building codes will abide by these standards. But what is left at your home after the installers are gone for the day? |
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